Disclaimer&GeneralAdviceWarning

All information contained on this website is provided as an information service only and, therefore, does not constitute, and should not be relied upon as, financial product advice, tax advice, credit advice or legal advice. None of the information provided takes into account your personal objectives, financial situation or needs, and you will need to make your own decision about how to proceed.

For advice that takes account of your particular objectives, financial situation or needs, you should consider seeking advice from an Australian Financial Services Licensee, a registered tax agent, a licensed credit provider, or a qualified legal practitioner (as relevant) before making any decision.

NOVAQ Realty operates as a licensed buyers agency. Our services relate to the search, evaluation, negotiation and acquisition of residential and commercial property on behalf of our clients. We are not financial advisers, mortgage brokers, accountants, tax agents or solicitors, and we do not provide services or advice that fall within those professions.

While the founders of NOVAQ Realty are Chartered Accountants, the services delivered through NOVAQ Realty are property advocacy services only. Any taxation, accounting or financial guidance you may receive must come from a separately engaged, appropriately licensed or registered professional.

NOVAQ Realty does not hold an Australian Financial Services Licence (AFSL) and we are not authorised representatives of an AFSL holder. We do not provide financial product advice and we do not recommend any financial product, either expressly or by implication.

Where we discuss concepts such as loan structures, offset accounts, SMSF property, rentvesting, equity release or portfolio strategy, we are providing general educational information only and are not recommending that you adopt a particular financial product or strategy.

Before making any decision in connection with your property purchase, finance, taxation, superannuation, estate planning or business structure, we strongly recommend that you obtain independent advice from suitably qualified and licensed professionals who are able to consider your full personal circumstances.

NOVAQ Realty is happy to work alongside your existing advisers and can introduce you to professionals in our network. Any such introduction is not an endorsement of, or recommendation to engage, that professional, and you remain responsible for satisfying yourself as to their suitability.

Property values, rental yields, vacancy rates, capital growth, interest rates and economic conditions can move materially in either direction over short and long timeframes. Past performance — whether of a market, a suburb, a property, a strategy or a NOVAQ Realty client outcome — is not a reliable indicator of future performance.

Forecasts, projections or forward-looking statements made by NOVAQ Realty are based on assumptions that may not eventuate. Property investment carries risk, including the potential loss of capital, and you may not achieve the outcomes illustrated.

The calculators and interactive tools published on this website (including but not limited to the Borrowing Capacity, Stamp Duty, Land Tax, Yield, Tax Depreciation, Net Worth, Home Equity, Budget, Portfolio and Retirement Planning calculators) are provided for general information and illustration only. They use simplified assumptions and publicly available rates that may change without notice.

Outputs produced by these tools are estimates only and must not be relied upon as financial, tax, credit or legal advice. Actual figures will depend on your individual circumstances, lender policies, state and territory legislation, ATO assessments and other factors. Always confirm figures with your lender, accountant, conveyancer or relevant state revenue office before acting.

NOVAQ Realty may reference data and content sourced from third parties, including (but not limited to) CoreLogic, the Australian Bureau of Statistics, SQM Research, the Australian Taxation Office, the Reserve Bank of Australia, state revenue offices, lender published rates, and real estate listing portals.

While we use these sources in good faith and believe them to be reliable at the time of publication, we do not guarantee the accuracy, completeness, timeliness or appropriateness of any third-party data. NOVAQ Realty accepts no responsibility for any loss or damage arising from reliance on third-party information featured on this website.

From time to time NOVAQ Realty may refer clients to third-party service providers such as mortgage brokers, accountants, conveyancers, building and pest inspectors, property managers, depreciation surveyors, SMSF administrators or insurance specialists. In some cases NOVAQ Realty may receive a referral fee, commission or other benefit from those providers.

Where this is the case, we will disclose the relationship to you in writing. You are under no obligation to engage any service provider we refer to you, and you are free to select your own professionals at all times.

Client testimonials, case studies and outcome summaries published on this website reflect the experience of specific clients in specific circumstances at a specific point in time. They are not a guarantee, promise or warranty that you will achieve a similar outcome.

Identifying details may have been changed or generalised to protect client privacy. Numerical outcomes (such as purchase price discounts, rental yields or capital growth) reflect the relevant client's transaction and have not been independently audited.

NOVAQ Realty owns or licenses all content on this website, including text, graphics, logos, imagery, design and code. You may view and download content for personal, non-commercial use only. Any other use, reproduction, modification or distribution requires our prior written consent.

We may update, change, suspend or remove content on this website at any time without notice. We do not warrant that the website will be available, secure or free from errors, and we accept no liability for loss arising from your use of the website to the maximum extent permitted by law.

If you have any questions about this Disclaimer, or you believe any information on this website is inaccurate, please contact us:

• Email: admin@novaqrealty.com.au
• Shreyas Doshi · 0415 083 710
• Yuvraj Kapadia · 0451 998 936