Calculator
Investment Property Portfolio
Model multiple properties side-by-side: equity, LVR, gross rent, holding costs and pre/post-tax cashflow.
| Property | Value | Loan | Rate % | Weekly rent | Annual costs | IO yrs | Cashflow | |
|---|---|---|---|---|---|---|---|---|
| -$34,905 | ||||||||
| -$7,360 | ||||||||
| -$6,380 |
Export
Portfolio value
$2,260,000
Total debt
$1,390,000
Equity
$870,000
Portfolio LVR 61.5%
Gross rent
$57,200
Interest cost
$93,145
Holding costs
$12,700
Pre-tax cashflow
-$48,645
Negatively geared
After-tax cashflow
-$30,647
@ 37% marginal
Excludes depreciation (use the Tax Depreciation calculator), capital growth, vacancy allowance, refinancing costs and lender shading on rental income (typically 70–80%). A useful starting baseline before stress-testing with your accountant.
General information only. Calculations are indicative, based on simplified rules current at FY2024–25, and exclude items such as foreign buyer surcharges, off-the-plan concessions, principal-place-of-residence rules and lender policy variation. Always verify with your accountant, broker and the relevant State Revenue Office calculator before transacting.